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Warning - Using Cap One card to purchase foreign airfare online

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I've had two instances in the last two months when Capital One DECLINED an online transaction to purchase airfare tickets from non-US carriers. In the past, they might call me afterwards to confirm, but at least it worked.

The first time it was declined (Taca), I called them and complained. It was a headache because the airline called me, and I had to discuss payment with someone who barely spoke English, and I put the charge on a card I don't use. I requested Capital One to move the charges from that card to theirs minus any transaction fees, which they did.

I asked them if now I should call them before buying airline tickets, and told them I was planning to buy more in the near future. They assured me it wasn't necessary.

Well, it was necessary. The same thing happened with Air Berlin a few days ago.

The person I spoke to at Cap One admitted that when the card is simply entered online and not swiped, and it's not with a domestic carrier, we should call them first.

Anyone else experiencing this? Or hearing a different story?

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