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Wallet Stolen in Granada - Lessons Learned

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Hi Fodorites -
I was in Granada, Spain last week when my wallet was stolen from my purse. I wanted to share with you my lessons learned from this experience and just remind people to be vigilant.

First of all, please know that I take full responsiblity for being careless. I know the moneybelt fans are saying "I told you so" as I type this.

Although I will never know for sure, this is how I believe it happened -- it was our second morning in Granada, we had just visited the Cathedral and were sitting in the plaza near the cathedral people watching. About 1:30 pm we decided to have lunch at an outdoor cafe on the plaza. We chose a table near the wall, which was essentially a canvas partition to seperate the restaurant from the plaza. I put my purse down at my left between my foot and the wall. Shortly after we sat down, a young man sat down at the table behind me, but essentially faced his chair to my back (not terribly strange since we were outdoors). He ordered only a cup of coffee. It took him just about as long to drink his coffee as we did to eat our lunch. When he left my husband even commented "that guy behind you was creepy, he looked like he had a bomb in his backpack." Our waiter had not come outside to the patio for about 20 minutes, so I finally went inside to ask for the check and of course, when I went to pay, my wallet was gone. Independently, my husband and I both wondered if the waiter was in on it too.

The funny thing is that my purse is very big and very deep. I carry a big one so I can put my digital SLR in it when I'm not taking pictures. And more than once my husband was exasperated when I have to dig to find my wallet. So the thief was pretty smooth, because I had no idea.

He got away with about $300 (combination euro & American dollars), two credit cards, my ticket for my car at the airport parking lot and some insurance cards. So while an expensive lesson, not so bad in retrospect. I still had my passport, phone and camera which were all in my purse as well. I had made copies of my credit cards and put them in my carry on luggage so was able to call and cancel the credit cards.

So here's what I learned:
- If you're at a restaurant and put your purse at your feet, loop your foot or the leg of your chair through the straps or put it in front of your feet. I carry a big bag due to the camera, but if I'm not carrying the camera I use a cross body purse that I can just leave on.
-take a spare credit card and store it apart from your wallet/purse. Even if it would get stolen out of your hotel, you'd only be liable for $50
-if there are two of you traveling together, split the cash on hand. Naturally, on this day, I was the one carrying all the cash.
-make sure you have non 800 numbers for your credit card companies as I could not get the 800 number to work for one of mine. Thankfully, I had a non 800 number for the other and they transferred me to my bank.
-have copies of your key documents in a seperate piece of luggage (I never thought I would need them but I did and was glad!)

I'd love to hear other suggestions of precautions that others take and any advice on things I should do in terms of fraud monitoring as well.

While a very expensive lesson, I worked hard to not let this ruin my week in Spain. I'll post a trip report later to tell you all of the good things :)

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