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Visa PayWave Card Questions

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Bear with me, I know little about chip card technology and usage as I am in the US.

1. I am very confused as to the relationship to a smartphone. Must you also have a smartphone with the app turned on to be able to use it, or is the card alone sufficient? Or is the smart phone/app available in order to make purchases on-line using your paywave card?

I do not have a smartphone, If the card alone is sufficient ..........

2. Will this US bank issued Visa PayWave card work in Europe in situations where chip/pin is required and strip card is not accepted (since it is not a true chip/pin European bank issued card) I would likely use it for museum tickets, purchases, dining, train ticket vending etc. (typical tourist stuff)

2. Will it work in ATMs in Europe? It seems to still have a strip also (This one doubles as ATM card and has the PLUS symbol)

3 What are the security risks with this technology. Is the data readable by a thief just by being near the card with some sort of scanning device. Do these cards require special covering/case to keep it from being read by such?

Here is some information I have found about it. but it does not exactly answer my questions.
Visa payWave is a convenient feature that lets you pay with your card or mobile device by simply waving it over a secure reader instead of inserting or swiping your card. The purchase will then be authorized, processed and billed in the same secure way it is today. All you have to do is check for this symbol Visa payWave on your card or check that your bank is participating in Visa payWave for mobile, and that you have downloaded the mobile app to your phone, wave it and go.
How Visa payWave transactions work

Visa payWave cards have an embedded antenna and microchip, enabling "contactless" communication with a reader at the checkout. No swiping, inserting, signing or PIN is required for purchases under the merchant's set limit. If your purchase is over the merchant's set limit, you may be asked to sign, swipe or insert your card instead.

Similarly, Visa payWave-enabled mobile devices with built-in near field communications (NFC) technology combined with an application, facilitates the same kind of instant communication with the reader. When you wave your phone in front of the contactless reader, the Visa payWave application safely transmits encrypted payment information to the reader. If your purchase is over the limit, you may be asked to insert your card or enter a PIN and tap a second time

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