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USD needed for any reason when visiting UK?

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Apologies if this question has been asked a million times, but I don't search this forum very well. Is there any reason I should take USD with me (anything from $20-several hundred $)? I'll of course have my Debit Card as well as Visa & Mastercard with me.

Probably another subject, but I'm Really uneasy from threads I've read here about the magnetic strip on all my cards possibly not being accepted in the UK. YIKE! I'd appreciate any reassurance here at nearly the 11th hour before my trip.

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