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U.S. credit cards declined online, Canadian card OK

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I tried numerous times over the past two days to book TGV tickets online at Every time I tried to pay with two different U.S. Visa bank credit cards they were declined.

Then I tried it with a Canadian bank Visa debit card (I'm in the U.S. but have a Canadian account) and it went through immediately. It's a chip and pin card, but I was not asked for the PIN.

A few days ago, my U.S. card was declined when trying to pay an apartment deposit in Barcelona. Didn't think much of it at the time, but now I wonder ... are European vendors or banks starting to decline our antiquated cards? Anyone else had this experience?

p.s. Last year I made similar online purchases with no problems.

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