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Two different Eurail passes for family?

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Traveling to Germany, Switzerland and Italy next month with a family of four (children 14 & 11).

We understand that point-to-point tickets purchased in advance are typically less expensive than Eurail passes, but after performing detailed calculations, since we want flexibility with travel times up until the day of travel, even after taking into consideration the cost of mandatory reservations on trains in Italy, the Eurail passes are the most convenient and least expensive option for us.

Since we will be spending time in the Jungfrau region (where Eurail only provides a 25% discount on the trains/trams), we will be purchasing a Swiss half fare card for one of the adults which will allow one of the adults to obtain a 50% discount on the Jungfrau railroads, but more importantly, will provide us with a free Family card which will allow both children to travel for free throughout Switzerland (we have figured out that it would not be cost effective for both adults to obtain a half-fare card, nor to simply purchase the Junior card for each child).

Since the children will travel free throughout Switzerland, we only need a 5-day Select Eurail pass for the children, but a 6-day Eurail Select pass for the adults. Purchasing two different Eurail passes would save us ~$120 (over purchasing the 6-day pass for all 4 of us so that we would be on one single Eurail ticket).

My question: do you foresee any problems with a family of four traveling with two separate Eurail passes? Would you recommend that we spend the extra $120 to keep it simple, or should we not have any problems at all with this plan?

Thanks!

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