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Travel Insurance for RyanAir?

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Do those who fly RyanAir get travel insurance on thir trip(s)? I have purchased insurance for the overseas flight since we have a preschooler who tends to get sick at crummy times (darn day care!). I know RyanAir recommends insurance, but, so far, I haven't purchased it. Also, if you do purchase insurance for their flights, where do you get it?

Thanks!

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