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Today's Euro Exchange Rate at Local Bank...Pas Mal!

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just back from Chase, my bank, and the bloke next to me asks for $300 worth of euros - so peeked my interest as to what the bank was paying vs what he'd get if he waited to use ATMs in Europe (at any airport)... feeling smug about being in the know about what a waste of money this guy would be doing...

Voila - today's rate at Chase was $1.44 to the $, which did not sound so bad to me after all - now I see Bloomberg says right now official rate is $1.37 to the dollar - figuring that is the official rate which no one ever gets - banks make money by buying and selling - profiting from the difference - so I figure $1.39

so the guy is losing 5 cents on each buck he exchanges or $15 all told.

and to me for peace of mind to have some euros to get started - for cab ride in from airport, etc. and not have to ferret out airport bank ATMs that sounds like a good deal.

Of course changing much more would be foolish but for a starter kit of money not as bad a deal as I thought. Bank had no service charge or fees apparently.

Anyone know what the current rate at ATMs in Europe are - perhaps my $1.39 figure is too high? Plus you have to factor in the $5 flat fee most banks charge for using ATMs hooked to your checking account in Europe.

Seems not a bad deal at all.

Anything I am missing?

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