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Should I really wear a money belt in Italy?

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I'm going to Rome & Amalfi Coast on Thursday. I bought a "travel shoulderbag" by Baggallini supposedly designed by airline stewardesses. I was going to wear it across my body, but then I've been reading all these messages and am confused! Should I get a money belt to keep my passport, credit cards, and most cash in and then keep very little in my pocketbook? and does everyone prefer the money belts or the ones you wear around your neck? and what about protecting my brand new digital camera from pickpockets! How do I conceal it so that I can still use it? thanks so much!! so much to think about!

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