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Rental car in Spain - get basic or inclusive insurance?

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I am planning on renting a car while I am in Northern Spain in a few weeks and driving around the Pyrenees region. Looking at reservations on autoeurope.com, I'm not sure if I should purchase the basic insurance or inclusive insurance. What have people typically done? Do you think the basic insurance is sufficient?

One other question - will there be any additional fees or problems if we plan on driving into Southern France for a few days with a car we've picked up in Barcelona?

Thanks!

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