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Pro's and Con's of using cash versus credit card?

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Our Italy trip is about 3 weeks away and I am starting to get everything ready.

Since we are renting mostly apts, we generally pay with cash upon arrival. We are moving throughout Italy and staying in 7 different places (the last being in Dublin, Ireland). I started looking at making sure we have the cash upon arrival at each destination which got me thinking about whether or not it just might be better to pay with a credit card. What are you thoughts?

I like that if I pay with cash, the transaction is completed and I will not come home to a bill on my card. I also think that it "may" help us to stay within our budget (or not). Then again, I worry that perhaps neither one of the ATM cards will work (happened in LIsbon) and we will be w/o any $ . I also don't like to have too much cash on hand. Then again, if I pay with the credit card, will I have to pay extra $ for the conversion? Isn't it like 3 % or is that no longer the case?

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