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Oyster card

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I am wondering if you can buy an oyster card at Terminal 5 At heathrow Airport. And if so, what payment options can you use. I am really wondering if a US credit card will work as it is not a chip and pin card like is mostly used in Europe. maybe it will work where there is an attendant but not a kiosk. If it won't work at all can you use cash at a kiosk. I thought about ordering one but didn't think about the shipping time and now its too late. Please advise, Thanks.

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