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OAT ignores State Dept. Warning in regards to travel to SE Turkey

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We are supposed to leave the US on Oct. 2 for a trip to Turkey with OAT. Last week I received a travel warning from the US State Department advising the following" "The Department of State recommends that U.S. citizens defer non-essential travel to southeastern Turkey.

I am currently comfortable traveling on the main trip (Istanbul, Cappadocia, Turquoise Coast) but I am shocked to learn that OAT has decided that the post trip is still going on (goes to SE Turkey cities of Mardin, Urfa, and Gaziantep.) When asked why they are disregarding the State Dept. warning, they tell me that their people tell them it is safe...but of course they will not even tell me where their people are located.

Although I have purchased the travel insurance I am unable for some unknown reason to cancel just the post trip and be reimbursed. The only options they have given me are cancel the entire trip or go on the trip but refrain from going on the post trip and loss $2,000. The post trip portion of the trip is over a month away but they insist it is too late to cancel.

While have used this forum extensively to plan trips and always appreciated everyone's advice, but this is the first time I really need some advice. Has anyone ever had this type of experience when a tour company disregards the travel advisory or experience dealing with OAT? Should I trust OAT or trust the State Department?

Thanks for any advice you can give me.

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