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New merchant VISA and MC surcharges on credit cards!

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You should be aware of the new surcharges now allowed by merchants who accept VISA and MC credit cards (antitrust settlement reached in 2012, effective Jan. 27, 2013). Debit and prepaid cards are not affected by this change, but you can bet that some merchants will try to add the surcharge.

Visa’s Operating Regulations also continue to prohibit surcharging outside the U.S. unless there is a local law or variance that requires merchants be permitted to engage in the practice. Although the settlement affected only the US and it's territories, you can expect it to pop up in certain locations, especially those merchants who use DCC.

It would be interesting to know which EU members allow this practice.

*Retailers must limit the amount of the surcharge to the applicable merchant discount rate for the credit card transaction surcharged. In cases where the applicable merchant discount rate exceeds 4% of the underlying transaction amount, in no event can the merchant assess a surcharge above 4%."

http://usa.visa.com/personal/using_visa/checkout_fees/index.html
http://www.mastercard.us/merchants/support/surcharge-rules.html

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