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London - Oyster Card Daily Caps

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Hello...

We are going back to London this year, and will naturally bring our Oyster cards. In the past, we have loaded 7-day travelcards onto them (because we usually stay about a week). However, this time, we will only be there 4 days.

We use both bus and tube, so we are trying to decide whether to still buy the travelcard (27.60 GBP or 6.90/day) or just load money onto the Oyster. I need some clarification about "Daily Price Cap" on the Oyster.

(1) Does that mean, no matter how many rides on a given day, they won't deduct more than that cap?

(2) There appear to be 3 different caps: tube peak (8.00), tube off-peak (6.60) and bus/tram (4.00). How does that work if you use buses and tube on the same day?

For instance, what would the deduction be if we did (in a single day, all zone 1, off-peak):

3 tubes = 5.70 (the daily cap is 6.60)
3 buses = 3.90 (the daily cap is 4.00)

Would the duduction be the total of 9.60, or would it be the 6.60 off-peak tube cap (the larger of the two caps)?

In other words, are the limits individually tallied, or is everything added up and they deduct the largest limit?

I hope I am not complicating this for everyone more than necessary -- maybe I should just get the 7-day travelcard and forget the math. :-)

Thanks.
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