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Language Barrier Issues in Declining CDW from Spain Car Rental Co.?

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I decided to rent a car in Spain using Credit Card/Visa/Amex for CDW coverage. Will use Auto Europe ( or another broker ) for reserving vehicle: Basic rental with no CDW.

Is language gonna be an issue? I need to explicitly decline the car rental CDW as per provisionof Amex or Visa. And I'm not signing a contract that's not in English. Quotes below are from Gemut dot com article re: CDW

Qoute 1: "... you will be required to sign a rental contract in the local language - ... Italian, Spanish, etc. That is the law and, though it may do so as a courtesy, the rental company is not required to provide a copy in English (be sure to ask for one, however)."

Qoute 2. "...rental companies no longer obtain customer initials that indicate acceptance or rejection of additional services; just one signature on the bottom of the contract . . . .This shows agreement to all terms of the contract, and that might include a charge for optional insurance."

Really? Though my voucher from AE (or another car broker) is Basic rental no CDW, will Europcar or Avis at time of car pick up try to sell me their CDW?

Knowing that you are an American, will the car company insists on giving you a car rental contract in Spanish? Which I won't sign until they give me one in English. Is there a standard checkbox or paragraph that will make sure I'm declining the car rental company's CDW?

Thank you Fodorites who have had experiences in car rental in Europe/Spain.

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