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Italy car rental terms - AutoEurope vs direct rental

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I'm in the process of booking a car rental for five days in Tuscany, picking up at the Pisa airport and dropping off at Chiusi. We have to rent an automatic, which both narrows down our options and drives up our cost. I've been looking at AutoEurope, which quotes us $415. Booking directly through an agency like Budget or Avis saves us money (enough to add a GPS for the same $415), but I'm concerned that I'm missing something about the insurance included or other terms.

Booking with AutoEurope, the site states that the rate Includes:
Value Added Tax (Vat)
Liability Insurance
Fire Insurance
Collision Damage Waiver (CDW) - with deductible
Theft Protection (TP) - with deductible
Unlimited Miles

Booking with Avis (for example - the rates with Budget are similar), it says CDW and theft protection are included. It also says we can purchase "additional" liability insurance, which would seem to imply that some liability insurance might be included, but I can't find anything that specifically states that. So my concern is that what looks like a good deal will actually cost us more when we go to pick up the car. If anyone has any insight I'd appreciate it!

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