Europe Forums

Post New Topic

Recent Activity

View all Europe activity »
  1. 1 Where to buy things outside of Munich
  2. 2 No Periods in British Written English!
  3. 3 Santorini lodging
  4. 4 Milan private guide
  5. 5 2 WEEK EUROPE ITINERARY
  6. 6 Help / Day Planning Required ...
  7. 7 Seville- Ronda drive time
  8. 8 Best place to view alps from Italy
  9. 9 Safety in Lamezia Terme, Italy
  10. 10 Italian lakes
  11. 11 Daytime flights - US East Coast to Paris?
  12. 12 Ronda Wine/biking
  13. 13 What do after Bernia Express?
  14. 14 Italian Honeymoon Advice
  15. 15 "Best" train route Interlaken to Salzburg
  16. 16 Self drive tour companies
  17. 17 Croatia... Is dubrovnik a must?
  18. 18 Road trip from Naples to Basilicata, Puglia and Bari
  19. 19 Ischia
  20. 20 9 days in London
  21. 21 Germany family road trip help!
  22. 22 New notes and coins and death dates for old ones
  23. 23 Trip Report The Roads Less Traveled: Traversing France With Mai Tai Tom & Tracy
  24. 24 Trip Report Not Gone From Memory Or From Love — The Western Front Revisited
  25. 25 Starting my Paris plan for May
View next 25 » Back to the top

Is MasterCard/Visa Car Rental Insurance Worth It?

Jump to last reply

Hello,

My husband and I will be renting a car in Croatia from Avis at the Zagreb airport for 9 days. I have ready varying opinions about whether or not to use our MasterCard MasterRental Insurance or to just pony up and pay for the most comprehensive coverage available directly from the rental company. (Unfortunately we do not have an AMEX but will get one for future trips since their rental insurance seems to be top notch.)

Reading the fine print and speaking with MasterCard, it seems there are too many loopholes in coverage, and at the least, they clearly do not cover VAT, admin fees, and possibly loss of use fees, etc. (which could likely amount to the cost of super CDW). Although there is no deductible, the rental company already has your CC info and will likely charge your card for the cost of any damages while you wait for the claim to be resolved (rep said it could take up to 6 months!).

So now I am wondering if it is even worth it to use the Mastercard rental insurance rather than just paying for super CDW? Certainly, I'd love to save money and utilize my card benefit but which one truly provides peace of mind and the least hassle should anything actually happen?

I am curious about other travelers' recent experiences with having to use their MC or Visa rental insurance to file a claim, especially for rentals in Croatia.

Thanks for any insight you can provide!

Advertisement