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Ireland young driver car rental

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Hi,

I'm a 23 year old American, and I will be getting married in a few months and honeymooning in Ireland (flying into and out of Shannon) May 23-June 6. I've never rented a car before, and so have no experience dealing with car rental companies and figuring out how not to get ripped off with all the extras and charges. I'm not on a strict budget, but I'm very price-conscious. After doing some research about car rentals, I have a rough idea what I should do, but I thought I'd run it by you all:

Everybody seems to like autoeurope. The cheapest quote I got from them was $256.03 for a basic package for the 14-day rental, and $532.60 for a package with all the insurance added. Notably, neither of those prices includes a young driver surcharge which, at today's exchange rate, would amount to about $220. Therefore, the pre-insurance quote is really $476.03, and the post-insurance quote is really $752.60.

So I looked around some, and found that I can apparently avoid any young driver surcharge by renting directly through Avis. Moreover, the base quote (after taxes) was $250.80. With all the extras (CDW, PAI, TP), it was $695.30.

So it looks like if I get all my coverage from the rental agency (instead of credit card), I can save $57.60 by going directly through Avis; if I don't get any of the insurance, I can save $225.23 with Avis.

With that said, these are my questions:

1) Can anyone confirm that Avis does not charge a young driver surcharge in Ireland?
2) Are there any other companies which don't charge a young driver surcharge in Ireland?
3) Are there any other standard charges I should know about which are probably not included in the above quotes from autoeurope and/or Avis?
4) I've heard that autoeurope will match prices sometimes, is this worth pursuing?
5) I'm considering applying for the MC World just for the CDW waiver. I have a very good credit score and would probably not have trouble getting it. Is this a good idea?
6) Are PAI and TP or a credit card substitute mandatory?
7) Does the MC World also offer a substitute for PAI and TP, or just CDW?
8) If they're not mandatory, and the credit card doesn't cover them, should I pay for them?

Thanks for reading. Any other suggestions or comments would be appreciated. Thank you.

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