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Ireland Car Rental Confusion

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Hello,

I posted here several years ago and got some much needed help on a trip to Italy and figured I would come to you guys again for some advice.

Having a heck of a time navigating the whole rental car issue in Ireland. Between the automatic vs manual, trunk capacity issues, various levels and methods of getting insurance, and what vendor to go with, I am thoroughly confused.

We are 2 couples traveling together in the 2nd half of June (3 weeks from now). Two of our biggest concerns are a trunk that can fit 4 rolling suitcases AND having an automatic trans. What gets me is that I see alot of posts about rates people are getting and I don't feel like I am anywhere near the same levels.

I understand that a bit bigger of a trunk and an automatic will be pricier. And I also understand that insurance is not cheap. I had a long chat with AutoEurope today and I understand there to be 3 basic types of insurance rates: basic (includes no collision coverage), inclusive (includes CDW, but usually at a steep deductible), and super CDW (lowers the deductible down to a more reasonable $100-$300, but is not available through AutoEurope or other broker types and must be purchased at pickup for between 14 - 37 euros per day).

I was also quoted a "Refundable Excess" rate that was not much higher than the Inclusive (regular CDW) rate and the way I understand it, the car would come with a hold on your CC for $1200. This money gets refunded at the end of your rental period and would cover any collision "provided no gross negligence on the part of the driver." This refund does not apply to theft. A bit confused on this, seems like it could be a bit of a headache having to prove no gross negligence and work at getting the excess refunded.

I also have seen people refer to car rental insurance providers (http://www.insurance4carhire.com) but cannot seem to figure out if this is a good option that will save alot and be effective in the event something were to happen.

Just for reference, I got quoted the following for an automatic Nissan Primera (or equivalent) for 11 days through AutoEurope:

1) Inclusive: $724 - just basic CDW

2) Refundable Excess (described above): $749 with an additional $1200 excess hold on my CC that would be refunded if no accident or no "gross negligence" (this phrase still gets me! who decides that?!!)

3) My assumptions get me to a rate of $1024 for super CDW. (I took the $724 inclusive and added 20 euros per day for 11 days, equaling an additional $300 on the inclusive rate).

This car seems to have the right combo of trunk space, is an automatic, and is not too big as to be a problem for narrower roads.

Can anyone help me cut through the BS? I just want to book something and move on but also would like to save some $$ if possible.

Thanks for reading this far if you did!

-Sean

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