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Inability to use my Debit Card with Pin at ATM in Spain

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Just called my bank in preparation for my up-coming trip to France and Spain. My bank tells me that due to high fraud risk, I will not be able to use my Debit card at an ATM in Spain. Instead I can use my Credit Card (also issued thru the same bank) and get a cash advance of course at a high interest rate. Are others encountering this as well with travel to Spain? Seems incredibly restrictive. Any tips on options regarding how to handle this--do I get all my Euros while still in France? Thanks for any input.

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