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Help - caught speeding & unable to pay (not unwilling)

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Hi, I need your help/advice:
We recently got back from honeymoon in Corsica (South of France). Lovely country but first time driving abroad and I was grossly unprepared for the changing and unsigned speed limits... Managed to irritate quite a lot of other motorists during our stay by driving slower than they would like but still managed to get 'flashed' on our last day at 6am on way to airport :(
Naturally quite embarrassed but I now have a dilemma - I received a letter from the rental company stating I was caught speeding and that they have imposed a 25 euro fine for admin which has come off my credit card, with it they also included what I assumed was a copy of the speeding ticket ("avis de contravention") but as my French is worse than basic I'm not 100% sure. Ive tried free translation sites without much sucess.

I tried visiting the site ( on the ticket (?) and stumbled through (only in French) until I found online payment which was a relief as it was in English ( My problem is that it asks for an epayment number which is not on my paperwork. The site says it may be on the 1st, 2nd or 3rd page but I only have 1 page (and it looks like a photocopy).

I want to pay but dont know how.

Also the ticket was issued on the 2/10/12 (d/m/y for american viewers) but rental company didnt post this to me until 23/10/12 so does this mean I can no longer pay the reduced fine of 45 Euros? (25 Euros to take 3 weeks to forward half a letter? what a rip off...)

Should the French Police send me a 'request to pay' separately?
What if it comes after the 45 days? (which is now far too close for comfort)

Please help me!

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