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Half fare card Switzerland

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Just a couple of quick questions about the Half Fare Card. I have done all of the math and have determined that the card is probably the most cost effective pass for our trip.
1, tickets for individual trains-- do I get those at each station from a machine? If so, will the Swiss machines accept a credit card without a chip? I assume that a machine would ask if I have a 1/2 fare card? Or is it better to go to the ticket desk?
2. If I buy a point to point ticket and I see a place that I want to explore, can I just get off and then catch a later train on the same route to my disembarkation point. Without changing the ticket?
3. Is there an online list of what other specific items the card provides for besides the trains?
4. If I wish to book reservations for seats in a panorama car on the Gold Pass between Montreux and Interlaken, can I purchase card online and book the reservations online prior to arriving in Switzerland?
Thanks for all of the help!

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