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Foreign ATM fees

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I have a debit cards from BofA and Ally, and I am going to Spain. Unfortunately, none of Spain's banks participate in the Global ATM Alliance, and so I'm trying to figure out what is the best option for cash while traveling. (I have a credit card with no foreign transaction fees, and will use that as much as possible).

BofA charges a flat fee ($5 I think) + 3% (it is currently 1%, but will increase to 3% in November 2013).

Ally charges a 1% fee. However I was warned by the customer service agent that I could be charged fees by the foreign bank / ATM for using it.

Question 1) If an ATM is charging a fee to use it, it will be applied to any transaction, correct? So if I use my BofA card, it would be the flat fee + 3% + ATM fee? Or do banks that charge a flat fee somehow do this to standardize and negate foreign ATM fees (wishful thinking?)

2) Does anyone know of a resource that lists ATM fees? I tried looking at individual banks, but its difficult enough to find fee info from my bank, much less scouring bank websites in Spanish.

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