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Excess insurance

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I'm planning to drive a rental in Portugal and don't like the excess insurance rates.
I'm thinking of getting third party insurance like UK based icarhireinsurance.com, since this is the only third party that covers Canadians and US citizens in Europe.
My problem is I can't find anyone who can comment on this company or even had any claims with them. It looks authentic but its hard to trust an internet company without any reviews on their service.
Their price is good less than half of what I'd pay for Excess at the counter. I noticed they have good reviews for ease of use in signing up and convenience. I find it hard to believe they don't have any claims history posted or verified by anybody. Credit card insurance is not an option here.

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