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Dollar Company Car Rental in Germany - Mandatory LDW?

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I found a great rate through Expedia for Dollar company car rental at Frankfurt Airport. In checking some details I found the following on the Dollar company website:

"To decline Dollar LDW, the customer must have either US issued Gold/Platinum MasterCard or Canadian issued Gold/Platinum Visa Card and provide WRITTEN PROOF by the credit card insurance company that the card has relevant coverage for GERMANY. Only US issued Gold/Platinum MasterCard or Canadian issued Gold/Platinum Visa can be used to waive LDW coverage. . . . . If a relevant card AND cover letter are not produced at time of commencement of rental then Dollar LDW must be purchased."

My Expedia confirmation says only "Includes estimated taxes and fees. May not include mandatory insurance charges that are required for certain international rentals. Car charges are billed at time of rental."

I usually do not purchase LDW (also called CDW). Has anyone had this requirement imposed for a car rental with Dollar in Germany or any other country? Did you try to show the kind of credit card and the proof of coverage under the credit card? Did it work?

I do have Platinum MasterCard so I would be able to show the credit card. But not sure what they are imagining I would bring to show proof of insurance under it. (The quote above refers to a "cover letter".)

I am going to email Expedia and see if they can tell me more but thought I would see here too.

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