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Currency and credit cards in Scandinavia

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We will be visiting Sweden, Norway and Denmark with a Windstar Cruise and wondered about whether we needed 3 different currencies for sundry expenses. We've heard about the "cashless society" and wondered if credit cards are used for even incidental purchases or tips. Do most places accept Euros or dollars? Your advice on this will be so helpful. We would prefer not to have to get small amounts of currency in each place. Thank you so much!

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