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Credit cards and travel card in the Netherlands

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There have been reports that credit cards without chips are no longer accepted in the Netherlands. Here's my experience:

My ATM card (a debit card) could be used for train tickets on ticket machines. But it would take two or thrre tries on the same machine before it was accepted. If accepted, I entered my 4 digit code and had no problems.

The clerks at the central station in Amsterdam are not allowed to accept credit cards without chips even though the device they have has a slide option for non-chip cards. Our clerk was willing to overlook the rule if we wanted to use our credit card but we used cash.

Many coffee shops in the area where we stayed no longer accepted cash. We used either our credit card or our ATM card--I do not remember which.

We had no problems using a non-chip credit card in any restaurant where we ate.

The Dutch travel card.:
Getting a personal card tied to a bank account requires a Dutch or German bank account, which I consider and then dismissed from my mind (I could have used my cousin's account). An anonymous card which can be used by any individual is worthwhile only for local transportation in ciites. It was nice to have a card to use when we had to take a city bus in Utrecht to visit the Schröder-Rieveldt (sp?) house. It is of no use for train transposrtation because any time one wants to purchase a ticket one must have a minimum of 20 euros on the card. This means that this amount will be a loss on the last day of travel in the Netherlands unless one can plan for a 20 euro ticket on that day. The anonymous card can be reloaded at the main train station with cash (and perhaps a debit cartd) in self-serve ticket machines, and for 50 cents if going to the public transportation office next to the tourist office outside the main train station. There is a 7 or 8 euro cost to the card but it is quickly recouped if one stays in Amsterdam for more than a week and uses public transportation. With the card, charges are by distance rather than a flat fee. From the central station to the Rijksmuseum it costs less than 2 euros for the ride with the card and 2.50 (or is it 3.50?) for a single ticket good for three hours. But visiting the museum will use up the three hours so that returning to the central station would cost another single ticket (more expensive that a ride metered by distance). The card can be purchased in Schiphol but can't be used for a train ride to the city without having at least 20 euros on it.. This may be worthwhile for that single ride, recognising that what is left of that 20 euros will be used for local transportation.

Friends came to visit us in France and made a point of getting a credit card with chip and pin. The pin never worked, they had to sign the slip of paper.

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