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Chip credit card w/ no foreign transaction fee - and no annual fee

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Does this even exist? I have Capital One Venture (gold) and was just issued a new card as my old one is expiring in Feb 2015. The new card does not have a chip. I called Capital One and was told they are planning to switch over to chipped cards, but have no timeline for this. Capital One does not charge an annual fee or a foreign transaction fee - making it my first choice for travel.

I also have a Chase card that is chipped and does not charge a foreign transaction fee, However, there is an annual fee of $95, which seems like a lot, as I never carry a balance. I always pay off my cards every month. So - maybe stupid, but I cancelled this card yesterday, rather than pony up the $95 that was due for the upcoming year. The card rewards are with British Airways, and their miles ("aveos") are pretty much unusable. I have about 200,000 points and haven't ever found any flights where I can use them.

I also have a B of A chipped card tied to Alaska Airlines that does charge an annual fee ($95) and also a 3% foreign transaction fee, so I don't use it for travel, but use it for everyday charges in the USA. I get miles on Alaska and have been able to use them easily for travel. But it still rankles to pay the annual fee every year.

So - my question is: Is there any reasonably easily obtained (I don't want to join an obscure credit union somewhere in Podunk-ville) card that is chipped and has no annual fee and doesn't charge a foreign transaction fee? I realize that the US banks are only offering chip-and-signature --- not chip-and-pin --- but that's better than the magnetic strip when traveling in Europe. Our next European trip is in April - hoping to find a good card to use before then.

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