Europe Forums

Post New Topic

Recent Activity

View all Europe activity »
  1. 1 Seeking advice on apt rental
  2. 2 Driving (hire car) in London…
  3. 3 Sevilla lodging 3 adults 3 kids and things to do
  4. 4 Trip Report Bordeaux, la Rochelle, Toulouse & Garonne-by bike, self-drive boat & car
  5. 5 강남황제안마o1o-2816-2526↗강남황제서비스안마 강남2:1안마
  6. 6 Swiss Trip Itineraryand Charges
  7. 7 Can't get in to Cordoba....
  8. 8 Trip Report Italy Trip Report
  9. 9 One day in milan
  10. 10 2 nights in the Montreux-Vevey-Lavaux area
  11. 11 Spain: 2 versions of a new itinerary. Please help me figure this out.
  12. 12 What to do in Lefkada, Greece?
  13. 13 Transportation Question Italy
  14. 14 London Restaurants
  15. 15 Getting from Ravello to Venice
  16. 16 Naples, Herculaneum and Capri Early April - recommendations
  17. 17 Trip Report Reviews of Paris restaurants: Tour d’Argent, Le Cinq, Ange20,...
  18. 18 Give advice on Austria trip in the fall.....
  19. 19 Trip Report A walk through Greenwich and Blackheath March 2017
  20. 20 Virgin Trains East Coast Punctuality
  21. 21 Alhambra advance tickets - how far in advance?
  22. 22 For a Taste of Four Cultures on Two Contınents
  23. 23 Charming areas to explore in London
  24. 24 Scandinavian itinerary sanity check
  25. 25 Scandinavia Itinerary help!
View next 25 » Back to the top

Chip credit card w/ no foreign transaction fee - and no annual fee

Jump to last reply

Does this even exist? I have Capital One Venture (gold) and was just issued a new card as my old one is expiring in Feb 2015. The new card does not have a chip. I called Capital One and was told they are planning to switch over to chipped cards, but have no timeline for this. Capital One does not charge an annual fee or a foreign transaction fee - making it my first choice for travel.

I also have a Chase card that is chipped and does not charge a foreign transaction fee, However, there is an annual fee of $95, which seems like a lot, as I never carry a balance. I always pay off my cards every month. So - maybe stupid, but I cancelled this card yesterday, rather than pony up the $95 that was due for the upcoming year. The card rewards are with British Airways, and their miles ("aveos") are pretty much unusable. I have about 200,000 points and haven't ever found any flights where I can use them.

I also have a B of A chipped card tied to Alaska Airlines that does charge an annual fee ($95) and also a 3% foreign transaction fee, so I don't use it for travel, but use it for everyday charges in the USA. I get miles on Alaska and have been able to use them easily for travel. But it still rankles to pay the annual fee every year.

So - my question is: Is there any reasonably easily obtained (I don't want to join an obscure credit union somewhere in Podunk-ville) card that is chipped and has no annual fee and doesn't charge a foreign transaction fee? I realize that the US banks are only offering chip-and-signature --- not chip-and-pin --- but that's better than the magnetic strip when traveling in Europe. Our next European trip is in April - hoping to find a good card to use before then.

14 Replies |Back to top

Sign in to comment.

Advertisement