Europe Forums

Post New Topic

Recent Activity

View all Europe activity »
  1. 1 Pottery factory tour on Poland (?)
  2. 2 Tips for 2018 Eastern Europe trip
  3. 3 Tours vs solo travel (want to see as much as possible in 3-4 months)
  4. 4 Trip Report Estonia, Finland, and Iceland: Summer 2017
  5. 5 Greece mainland and islands for 3 weeks
  6. 6 First time to Spain: Seville & Madrid
  7. 7 Athens hotel with Acropolis view from room/balcony
  8. 8 Rome to Naples/Pompeii
  9. 9 London: Big Ben- Last Call for 4 Years...
  10. 10 NOTICE: Disruption on the railway line Mannheim-Basel
  11. 11 Ischia Earthquake/mobile wifi
  12. 12 de Roma A Como en 6 días
  13. 13 What is the hostess gift you love to give or receive?
  14. 14 Only 3 days: Asturias or French Basque?
  15. 15 Area with nicest countryside--Assisi, Veneto or Emilia?
  16. 16 Salzburg itinerary review
  17. 17 Help! Need Itinerary advice for Vacation in the Alps
  18. 18 Last minute trip to Germany and Switzerland
  19. 19 Milan and Lake Como
  20. 20 weekend from cologne germany
  21. 21 Mallorca: Hotel in/near Palma?
  22. 22 Switzerland in September
  23. 23 Mid-late Oct in Slovenia?
  24. 24 Where to eat in Rome?
  25. 25 Montserrat, Spain - Sept 8 or Sept 10?
View next 25 » Back to the top

Chip credit card w/ no foreign transaction fee - and no annual fee

Jump to last reply

Does this even exist? I have Capital One Venture (gold) and was just issued a new card as my old one is expiring in Feb 2015. The new card does not have a chip. I called Capital One and was told they are planning to switch over to chipped cards, but have no timeline for this. Capital One does not charge an annual fee or a foreign transaction fee - making it my first choice for travel.

I also have a Chase card that is chipped and does not charge a foreign transaction fee, However, there is an annual fee of $95, which seems like a lot, as I never carry a balance. I always pay off my cards every month. So - maybe stupid, but I cancelled this card yesterday, rather than pony up the $95 that was due for the upcoming year. The card rewards are with British Airways, and their miles ("aveos") are pretty much unusable. I have about 200,000 points and haven't ever found any flights where I can use them.

I also have a B of A chipped card tied to Alaska Airlines that does charge an annual fee ($95) and also a 3% foreign transaction fee, so I don't use it for travel, but use it for everyday charges in the USA. I get miles on Alaska and have been able to use them easily for travel. But it still rankles to pay the annual fee every year.

So - my question is: Is there any reasonably easily obtained (I don't want to join an obscure credit union somewhere in Podunk-ville) card that is chipped and has no annual fee and doesn't charge a foreign transaction fee? I realize that the US banks are only offering chip-and-signature --- not chip-and-pin --- but that's better than the magnetic strip when traveling in Europe. Our next European trip is in April - hoping to find a good card to use before then.

14 Replies |Back to top

Sign in to comment.

Advertisement