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cash passport card vs. credit card

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I'm trying to decide whether or not to purchase a cash passport card to take to France. It seems to make sense. My understanding is that I won't have to pay the currency exchange fee from the US bank (like I would with my credit card) when I use the cash passport at an ATM for cash. The B&B's I've found only take cash. Has anyone used one and found it better than using a credit card? Thanks.

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