Car Insurance Questions

Old Feb 11th, 2013, 08:52 AM
  #1  
Original Poster
 
Join Date: Aug 2011
Posts: 64
Likes: 0
Received 0 Likes on 0 Posts
Car Insurance Questions

We're looking at renting a small car in France in May. The Europcar rental rate, with CDW, is about $270 for five days. This INCLUDES: "Collision Damage Waiver" and "Theft Waver" -
"(excess to $1181.50)" in each case. This rate EXCLUDES "Super Collision Damage Waiver" of $83 and EXCLUDES "Super Loss Damage Waiver" of $116. It also EXCLUDES "personal accident insurance" and "super personal accident insurance".

Can some experienced travelers clue me in on this terminology? I did not see any mention of deductibles, for example, so I'm not sure what I need and don't need. We have already purchased a travel insurance policy for trip cancellation, medical, etc. but that policy does not cover auto rental collision coverage. Thanks a million in advance!
Dietger is offline  
Old Feb 11th, 2013, 09:20 AM
  #2  
 
Join Date: Jan 2003
Posts: 34,840
Likes: 0
Received 0 Likes on 0 Posts
I believe the term excess means deductible in English translation lingo (I think that's a British term for deductible). The quote should explain what is covered for the more expensive insurance, probably the deductible. see http://www.autoeurope.com/glossary/car-rental-info.cfm

The PAI is for medical, not the car.
Christina is online now  
Old Feb 11th, 2013, 09:20 AM
  #3  
 
Join Date: Jan 2003
Posts: 34,840
Likes: 0
Received 0 Likes on 0 Posts
oh, and you need to make sure your travel insurance policy would cover your medical in the case of a car accident, if you forego the PAI.
Christina is online now  
Old Feb 11th, 2013, 10:46 AM
  #4  
 
Join Date: Mar 2003
Posts: 22,947
Likes: 0
Received 0 Likes on 0 Posts
If you are from the States your credit card might cover the CDW without deductible. However, you would have to pay for any damage to the car and then ask for reimbursement. I did it for self-inflicted damage, and while the process was not swift, I was eventually reimbursed. Having the credit card carry the CDW reduces the cost of the rental considerably.
Michael is online now  
Old Feb 11th, 2013, 10:50 AM
  #5  
 
Join Date: Mar 2003
Posts: 22,947
Likes: 0
Received 0 Likes on 0 Posts
To make things clearer, I am paying $518 for a 26 day rental through Autoeurope; it's a one-way rental. To that must be added the road tax, a possible pollution tax if the car is an automatic, and a railroad station or airport pick-up fee.
Michael is online now  
Old Feb 11th, 2013, 11:54 AM
  #6  
 
Join Date: Dec 2006
Posts: 4,238
Likes: 0
Received 0 Likes on 0 Posts
I miss the days when my Diner's Club card would be the primary insurance for car rental.

Take a copy (you can get it online) of what your credit card will cover with you to the rental agency. It can always come in handy.
Rastaguytoday is offline  
Related Topics
Thread
Original Poster
Forum
Replies
Last Post
hallen
Mexico & Central America
5
Oct 17th, 2019 06:40 PM
foxf1
Australia & the Pacific
9
Aug 25th, 2008 10:13 AM
Sooshi
United States
8
Apr 2nd, 2005 09:56 AM
mlarson
United States
9
May 27th, 2004 10:55 AM
Dennis
United States
4
Jun 18th, 2002 03:56 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell or Share My Personal Information -