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Car Insurance Questions

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We're looking at renting a small car in France in May. The Europcar rental rate, with CDW, is about $270 for five days. This INCLUDES: "Collision Damage Waiver" and "Theft Waver" -
"(excess to $1181.50)" in each case. This rate EXCLUDES "Super Collision Damage Waiver" of $83 and EXCLUDES "Super Loss Damage Waiver" of $116. It also EXCLUDES "personal accident insurance" and "super personal accident insurance".

Can some experienced travelers clue me in on this terminology? I did not see any mention of deductibles, for example, so I'm not sure what I need and don't need. We have already purchased a travel insurance policy for trip cancellation, medical, etc. but that policy does not cover auto rental collision coverage. Thanks a million in advance!

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