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Buying Euros and Swiss Francs Before Departure or at ATM in Europe

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In the past I've done it both ways but have not kept track of the costs. My bank will charge $5 for each ATM use in Europe. If I buy them at home I am paying a premium of about $5-6 per $100. How good are the rates at ATMs in Paris and Zurich? Any suggestions for which way to go?

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