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    by mkataoka Fodor's Editor | Posted on Nov 28, 16 at 01:31 PM
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Beware of Irish Dynamic Currency Conversion

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Just back from a 10 day trip around Ireland and found this scam to be difficult to avoid.
It was pulled on me twice, once at a pub in Kenmare,and the other time at a Petrol station outside of Cork.My USAA MasterCard only charges a 1% fee for foreign currency conversion,which was netting me an average rate of $1.30 per Euro.When I went to pay the bill at the pub ,they automatically converted by tab to USD at a rate of $1.365 per Euro.I protested and asked to be charged in Euros.So the barman voided the USD transaction and attempted to process the bill in Euros,after some time he informed me that his machine would only accept my card in a USD transaction mode.My only option was to accept the charge in USD at $1.365,or pay cash,I payed cash.
The exact same circumstances happened at the Petrol station,the orginal USD transaction was voided by the clerk,he attempted to charge me in Euros and I was told his machine would not accept my CC except for a USD transaction .This time I did'nt have the cash to pay the charge and had to accept the same $1.365 conversion rate.
After this I always insisted that all subsequent CC transactions be conducted in Euros only and had no further problems.

This scam has the potential to be very expensive if you have a CC that charges an additional 3% over the converted rate.Instead of my $1.365 rate it would have been $1.39!

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