Europe Forums

Start a new topic Change Forum
Advanced search

Best Banks' Cards for Travel?

Jump to last reply

Hi, I'm a college student travelling to Germany in about 2 weeks - if all goes as planned - and I read I should bring a debit card. I'm worried about using ATMs abroad and getting stuck with huge fees. I've never travelled to Europe or used a debit card before, so this is all new to me! I'm sure there are things I haven't thought of or misunderstood when I was looking this up! I'm from the U.S.A. and I understand that Visa or MasterCard would be the best bets. (I have applied for a Visa Credit Card already.) I've checked online and found these four options which look good:

1) USAA Debit MasterCard with Free Checking Account
2) State Farm Visa CheckCard with Personal Checking
3) PNC Bank Visa Check Card with Free/Student Free/Performance Checking
4) Presidential Visa Check Card with Internet/Regular Checking

I would really appreciate any opinions or information anyone has about these or other options. I just want to use the card abroad in Germany, several days in Venice (hopefully) and maybe a day or two in Switzerland or Austria.

My wish list is:
1) Doesn't require large balance in the account. ( Prefer less than a thousand.)
2) ATM fees for foreign transactions, converting currency and using other banks' ATMs small or nothing.
3) Same for foreign transaction fees for using the card as a credit card to make purchases. (I'll probably still use my credit card for purchases, so this is not a deal breaker.)
4) Bank doesn't stop purchases on card after you notify them you're going to make purchases in Europe.
5) Low liability if notify bank of theft of card as soon as discovered.

Thank you!

5 Replies |Back to top

| Add a Reply

Sign in to comment.

Recent Activity

  • Announcements:
  • Writers Needed for Georgia Coast
    by Emily_D Fodor's Editor | Posted on Jul 18, 14 at 03:12 PM
  • Writers Needed for Rwanda and Uganda
    by Emily_D Fodor's Editor | Posted on Jul 18, 14 at 03:12 PM
  • Writers Needed for Zimbabwe, Zambia and Tanzania
    by Emily_D Fodor's Editor | Posted on Jul 18, 14 at 03:11 PM
View all Europe activity »
  1. 1 Buying Train Tickets on line in advance of Trip to Italy
  2. 2 Sigh....Swiss Pass HELP!
  3. 3 There Nights in Venice - Lodging, Tour, Places, Language
  4. 4 Help with a small island in Greece
  5. 5 3 night stopover in Iceland - need suggestions
  6. 6 When is it best to go to Iceland to see the northern lights?
  7. 7 7 weeks Europe with toddler - Itinerary advice
  8. 8 International driving permit required in France?
  9. 9 Dilemma for Switzerland
  10. 10 England, Scotland, Ireland, and France... Where do I start?! (three weeks)
  11. 11 Crete at Christmas-which 3 towns to base ourselves?
  12. 12 Mykonos - to rent a car or to not.
  13. 13 10 days switzerland trip itenary..
  14. 14 If you had a week in Switzerland...
  15. 15 Advantages and Disadvantages of Visiting Turkey At This Time
  16. 16 Impressions of Bad Tolz?
  17. 17 Rethymnon vs. Chania in early October?
  18. 18 specific question about my possible trip to europe with Schengen law
  19. 19 Versailles King's Chamber Tour
  20. 20 Spain for 5 days at end of August
  21. 21 Need Help For August Spain Itinerary (10 days)
  22. 22 Trip Report TR: Solo in LONDON for ten days on unfinished business ...
  23. 23 Planning to visit Barcelona and Santander in the fall next year
  24. 24 things in Rhonda
  25. 25 Month in Spain in September - Itinerary Feedback please
View next 25 » Back to the top