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Autoeurope - "no insurance excess"

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Old Aug 15th, 2008, 12:55 PM
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Autoeurope - "no insurance excess"

Does anyone know what this means? I have looked on the website but can't find an answer.

thank you
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Old Aug 15th, 2008, 01:19 PM
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I think it's a British term that means the same thing as deductible in the US.
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Old Aug 15th, 2008, 01:55 PM
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We love Auto Europe for just this reason and will only rent through them. Some of their pricing in some countries is inclusive of the mandatory (and sometimes supplemental) insurance. You can also request and pay for a zero deductible coverage in some countries in advance. No haggling at the rental counter.

Call them directly and they will give you specific terms.
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Old Aug 16th, 2008, 05:33 AM
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Hi D,

"No Excess" means no deductible.

It works the same as using the insurance on your CC.

If you have an accident, they reimburse you.

Have you looked to see if your CC offers insurance?

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Old Jan 1st, 2014, 03:06 PM
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Does this mean that you still have to provide them with a credit card when you pick up the car. I have just looked into hiring a car through Argus hire and found a really good deal with 'Zero Excess' and wondered whether this still means they suspend money from your CC?
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Old Jan 1st, 2014, 03:44 PM
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welcome to Fodors emilybennett83. You have topped a 5 year old thread. When one has a question it is usually best to start a thread of your own instead of tacking on to such an old/different topic.

What Argus does amy or may not be the same (Autoeurope is a broker so the actual car is from some rental company - not Autoeurope.)
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Old Jan 1st, 2014, 04:17 PM
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Every car rental company I am aware of puts a hold on some amount of money when you rent. even if your CC provides insurance with no deductible (and you have to check this - every card/type is different) that may still not cover glass and/or tires.

You need to check the details directly with the rental company and your credit card.
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Old Jan 1st, 2014, 05:35 PM
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The no excess/deductible option is quite expensive compared to the standard insured rental which has usually a $800 (or is it euro?) deductible, or even more so compared to the "basic" rate where the insurance is carried by the renter's credit card (with no deductible with my credit card). I choose the last option if it is available, but I am willing to live with the paperwork and the wait for the eventual reimbursement by my credit card company.
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