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American Express car-rental coverage/France

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We recently got AmEx cards through Costco and were offered the opportunity of enrolling in the car-rental insurance plan. For $17.95 per rental, damage and theft are covered up to $100,000. This sounds like a really good deal, considering what trip-insurance plans want for lower coverage. Best of all, the coverage is primary.

Has anyone had experience with the AmEx coverage?

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