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Advice needed on best way for teens to carry money

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I'm hoping some of the experienced travelers on this site can give me some advice. My son's soccer club is taking a trip to Barcelona next month. The kids have most meals included, but will need to carry some money with them for lunches, snacks, anything special they want to buy, etc. I'm guessing in the range of $200-300 or so per kid.

The kids range in age from 13-16, so most parents don't want to have them carrying that much cash around all the time. Since time to change money, etc. will be tight, we don't want to go the travelers check route. I've called three banks all have said kids under the age of 16 can't have their own debit card in their name. Parents could get an extra debit card for a separate savings account and put a few hundred dollars in it, then let the kids take it out at an ATM machine. But I would guess that they could not use the card itself to pay for purchases in a store or restaurant because the name on the card would not match theirs. I figured if the kids just stopped maybe 2-3 times to get cash that would be sufficient, and they wouldn't have to pay too high fees, but at the same time not walk around with too much cash on them.

What would you advise to send them with to get cash?

If they go the debit card route, I assume it's one that has to have the smart-chip in it, correct? Will a card without a smart-chip work at ATMs but just not for in-store purchase?

I've asked this same question of the tour company (not had a reply yet), but I've always gotten great advice here, so would feel more confident with some recent first-hand experience.

Thank you!

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