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used cruise marketplace?

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I am wondering if anyone has booked thru Cruisemarketplace.com? They seem to have great rates, I cannot find any reviews so not sure if I should go with them to save $400 or stay with NCL.com. Also they use an insurance company ($56 per person) for travel insurance which is good for $1000 and he told me that the difference between that and my actual fare cost would be reimbursed by the cruiseline which the cruise line says is not true?? Has anyone used this service and if so, any opinions? Thanks!

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