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Tracy Arm Fjord vs Glacier Bay

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I'm starting to plan for a cruise to Alaska for my family (7 of us youngest is 18) this July. The budget is tight since I'm paying for it. We are based in NY so I have been looking at flying into Seattle. It seems to be the cheapest. I've been pricing out a bunch of cruise lines. The cheapest I believe was Carnival ($8,500) but they don't go past Glacier Bay only Tracy Arm Fjord. I looked at Princess they go to Glacier Bay and Tracy Arm Fjord but the cruise to Glacier Bay would be about $2,500 more than Carnival and Holland $1000 more than that for Glacier Bay ($12,000) NCL (was $11,300). I've been reading through a lot of the forums and got the impression that Princess and Holland were THE ones that have been "doing" Alaska the longest and have the most rites to sailing into Glacier Bay. Others have noted that although other cruises have TAF on their itinerary there are times when the ships weren't able to go there. I think weather related? That would be very disappointing. Even though I've never cruised before, I'm not that concerned with the bells and whistles of the cruise but more of seeing Alaska. More of a floating hotel for all of us to met up and keep our stuff. Don't get me wrong I'm still hoping for a great time at nights on the ship but it's not my total focus.
So all that being said, do I go with Tracy Arm Fjord save money? Money that could maybe be spent on more land excursions? or spend the extra money and go with Glacier Bay? Is it worth the extra cost?
Some ships also go north and south inside passage and some go inside one way and outside another, any great significance to that?

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