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P & O CRUISES AUSTRALIA

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Hi I am looking for some advice for a friend and her partner. They are to go on a cruise for 30's + (the older person) they are confused by advice on the way ship money works. They have been told to advice P & O that they will pay cash at the end of their trip rather then have any costs hit their credit card. But if someone could explain their options that would be appreciated. Its just a 7 day trip.
thanks for any help Deb

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