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Insurance that covers "inclement weather"

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Hi all,

I'm taking a short cruise next month (cruise departs from Port Canaveral). Barring the end of the world coming to the coast of central Florida, I know that it won't be an issue there weatherwise. However, I will be coming from a Northeastern state where bad weather in the winter is the daily norm.

I never get trip insurance but seeing the major clustereverything that majorly ruined people's travel plans with the Polar Vortex last week, I definitely want to get myself covered in case the week of my cruise polar vortex, winter blizzard comes and I can't get down to Florida.

I have read that some trip insurance does NOT cover bad weather (i.e. you're not reimbursed if your flight was canceled and you miss your cruise because of it), so which ones would you recommend?

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