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Currency for multiple countries

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Just came back from a wonderful RCCL Baltic and Russia with stops in Denmark, Finland, Estonia, Russia, Sweden and my continuing on to Norway. 6 countries and 4 different currencies (Finland and Estonia are euro countries). I worried about money. How much was I going to spend? Didn't want to change too much, didn't want to not have enough?

Almost everything and everywhere people were using credit cards. So unless you wanted to stop and buy one bottle of water or one postcard you could still do it with a credit card but probably getting $10-20US in local currency would be enough.

Remember, converting foreign currency back to euros or US$ can only be done EASILY with paper currency. A airport exchange might do coins but probably not worth converting for what they will charge.

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