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St. John - Does this plan match our desires?

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First off, this is a great forum and I have learned much from reading about everyone's experience.

My wife and I are planning a trip to St. John but we're open to other possibilities in the Caribbean (or even the Pacific/Indian Ocean). We have a total budget of $5000 (though it's a bit flexible for the right trip). We'd like to square this away for November, but if anything goes awry we can wait until April or May to avoid the high season prices/crowds. This will be our first visit to the Caribbean, outside of a four day trip through the Florida Keys and Dry Tortugas last spring.

As of now here's what we want:

Few people (crowds are our single biggest no-no)
Little traffic (see above)
Seclusion (we hate people, okay?!)
White sand beaches
Decent-to-excellent snorkeling
Remote hiking through rainforests, mountains, and/or desert environments
Abundant wildlife (including exotic insects, plants, and marine invertebrates,,,not just the flashy big fluffy colorful stuff most people are into)
Freedom to explore (we're fiercely independent)
Rental Jeep (ten years of off-road experience throughout America)
A visit to a US National Park (all 59 are on my bucket list with 28 down so far...my wife isn't so partial)
Relative affordability (doesn't have to be dirt-cheap, but we don't want to pay a premium)
Relative ease (we're not out to a little island hopping to get where we want to be, but don't want to navigate a logistical nightmare)
NO RESORTS

As of now we're looking at flying into Charlotte Amalie, renting a Jeep, driving to Redhook for the ferry, and driving out to Coral Bay for a rental villa like this: http://www.vrbo.com/482620

We like the idea of a private beach with Virgin Islands Coral Reef National Monument right off our back porch. We like the relative proximity of the restaurants and stores of Coral Bay nearby, with the restaurants and stores of Cruz Bay being not much farther. The roads don't scare me, even at night. We're fine with cooking our own meals with the option of restaurants. We also like the proximity to all the high points like Salt Pond Bay, Watermelon Cay, etc.

We've also looked at Aruba (kind of touristy/crowded/sparsely vegetatedAmericanized?), Barbuda (too remote to be reliable?), Turks and Caicos, and others in the Caribbean. We've also considered Australia, New Zealand, American Samoa, and the Maldives (probably all outside our budget).

Ultimately my wife wants white sand and turquoise waters. I want exotic US national parks. It seems as if USVI or American Samoa fit both requirements. In particular it seems that St. John is the most economical for now. Does the above plan fit us or is there something else we should consider?

Thanks in advance for your input.

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