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Caymans v. Puerto Rico

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I am planning a Cayman's trip in March. I want to stay in a top place. The Hyatt is $390 per night,though. People tell me that Puerto Rico is also nice but a lot less costly. While I prefer to stay in a top place and splurge a little, would Puerto Rico give me "more bang for the buck"? Is the Caymans worth $6000 for a week for two people? Please help. Also, if Puerto Rico is ok, what is the story on snorkling/diving and beaches

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