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All-inclusive first-timers: what resort and what do we need to know?

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My husband and I are planning a trip this spring and looking for ultimate relaxation and pampering. Well, "ultimate" within our budget: $5,000 for a week, maybe $6,000 if it is perfect (not including air-fare, we are hoping to use miles, so flights shouldn't impact that budget).

We've narrowed it down to two islands:

1) St. Lucia. We are debating between the three Sandals resorts. The Grande appears to be the highest rated, however it's also the most expensive. Any experience if the extra money is worth it, especially considering you can visit all three anyway? Are the beaches nice? I know they are going to be darker, but can we still swim off shore?

2) Anguilla. We really love gorgeous beaches (7-mile on Grand Cayman and Grace Bay on Providenciales, Turks and Caicos), but are having a hard time finding an all-inclusive and within our budget.

A few things I should mention:
- this would be our first time at an all-inclusive. We usually like to explore on our own, but we are really set on sitting back and letting someone else do all the work this time.
- we are open to other island suggestions, but after a lot of research St. Lucia and Anguilla are by far at the top of our list. Not interested in Jamiaca, Mexico, or the Dominican Republic.
- directly on the beach is a must!
- island activities or island-hopping would be a plus. For St. Lucia I'd like to do a day trip, maybe to Martinique, but at least around the island, and for Anguilla we'd want to go to St. Barts. Ideally our resort would just coordinate all this for us.

Any advice would be appreciated.

Thanks in advance!

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