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Affordable Eats & Drinks - which Islands?

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Hello! We are planning our annual Holiday vacation using reward points for hotel and air. 2 couples in our low 40's. Xmas - New Years.

Our challenge is finding a destination that has affordable food and drink options. We were in Grand Cayman last year and sampled some of the top rated restaurants and spots but found the prices to be quite high. We could not get a table at the reasonably prices establishments - 90 minute wait times! Our actual hotel food and drink prices were ridiculous. But the beach and snorkeling were wonderful.

Unfortunately our hotel chain does not offer AI for points redemption. Although they have some resorts that offer AI if you pay cash - we have to use points. We have even tried purchasing food for lunches in our room and snacks, even alcohol - but it never quite works. We enjoy dining out and mixing things up with choices. Plus we have to add in a resort fee for a few of the locations.

We have been to Puerto Rico twice so that is out. We have considered going to Mexico? We have a ton of options - Aruba, Curaçao, St kitts, St Thomas....large chain - am I allowed to mention the name on here? Even Panama, Honduras, Costa Rica....

We enjoy pools, beaches, piña coladas, snorkeling, walking through town, a bottle of pinot noir, and good food! Safe to leave the resort area. Willing to taxi to a new restaurant every evening, without having to pay a fortune for the meal.

Which Islands have good food and drinks for reasonable prices? And choices other than the facility you are staying at? Please help, the budget is tight this year :-). We appreciate your help immensely!!!!

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