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Adults only all inclusive in hurricane season

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My husband and I are looking for an adults only all inclusive for our 5 year anniversary in July. We have been to both western and eastern Caribbean on royal Caribbean cruises and like the cruise's offering of many activities, restaurants, etc. we wanted to try an Al this time around to avoid worrying about the price of drinks, excursions/activities, etc. we are focusing on Jamaica and Dominican republic as those seem to have the most options. We want good food and activities but at a reasoble price for what you get...willing to splurge but money has to be worth it. And must have great service...will not pay for expensive vacation and feel like we are burdening staff! We like a variety of lazy days with fun excursions/activities. In the DC we are considering the iberostar grand bavaro, excellence, luxury Bahia principe, and paradiscus. In Jamaica we like iberostar grand and iberostar rose hall (are these the same?).
Should we avoid Jamaica in July due to hurricanes?
Where will we feel like we are getting a luxury vacation but still feel like we aren't breaking the bank and still have a relaxed feel? We aren't crazy partiers, but love reggae by the pool/beach...don't want the place to be packed and fight for beach/pool chairs, but don't want it deserted either. Want a fun atmosphere, but adult-like too. We are 33 and 34 years old...going to start a family now and want one last hooray because who knows when our next opportunity will be once the kiddies arrive! : ).
We are open to other options in hurricane-safe locations, too!
In case you couldn't tell, I am confused with so many options and reviews. Any input is much appreciated!

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