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U.S. ATM Bank (unchipped) cards work in Canada?

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We're travelling to Victoria, BC at Christmas and have previously always taken spending $ from a local atm there. However, in the late summer, we were in that city for a few days..had enough Canadian currency so didn't use ATM, but did try to purchase an item from Home Depot for a relative...and they wouldn't/couldn't process sale with our regular Mastercard because it didn't have a chip, even though the hotel and restaurants took it. Just wondered if that chip technology has now progressed to their atm's. If so, will have to order some CDN$ before leaving home. Anyone have any info...or experience recently? Thanks!!

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