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Exchange / Credit Card Fee

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Got back from Banff / Jasper on 8/11. Had a great time, smokey at times...made us want to go back to see what it is REALLY like.

Anyway...just got my credit card statement in the mail. Chase Mastercard. I know this has been discussed on the forum before (I found some old Bob Brown posts), but to ease my mind...

...I consistently got an exchange rate of 1.39 CDN$ to 1 $US, on purchases. (I never got cash from an ATM using my credit card) Which, I believe is a good rate, correct?? But, then Chase charged the 2% transaction fee, which I understand is standard practice?

Question...is there a credit card company that charges a lower transaction fee OR none whatsoever?? If one exists, do they make it up by giving you a worse exchange rate?

Thanks for any info...
c

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