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Postpone Thailand Trip?

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Just looking for a little advice - we are scheduled to depart for a trip to Thailand in ~ 3 weeks; we are planning on being there the first two weeks of November, and then popping over to Cambodia. Our itinerary focuses on Bangkok, and then heading north with stops in Aytutthaya, Sukhothai, Chiang Mai & Chiang Rai, before returning to Bangkok, with a side trip to Angor Wat tacked onto the end, which brings our total trip to ~ 18 days. However, given the flooding that has already occurred and the stories of railways and highways to the north being shut down, I'm wondering if we should try to reschedule. I'm also very concerned what the response of our travel agency (SmarTours) will be. Travel insurance, while offered, was declined since it did not address natural disaster, and seemed mostly health based. If anyone has any information on what the situation is like right now or dealing w natural disasters and SmarTours, please post!

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